Sign In
Enroll Now
Learn More
  • Midland Community Bank NMLS # 417295
  • Joseph W. Leonard NMLS # 417668
  • Lauren Suiter NMLS # 1560549
  • Teresa Lovekamp NMLS # 500912
Switching your accounts to Midland Community Bank is now as easy as 1 - 2 - 3!

Get Started Now!

Products

 Midland Community Bank offers all the benefits of a large bank with the friendly, individual service you can only find here in the Midland.  Let us help you customize a checking plan that is right for you!

Checking  

E Checking

  • No monthly service charge
  • Free Online Banking
  • Unlimited check writing
  • Non-interest bearing
  • E-statement required
  • Requires direct deposit
  • Must have (7) seven debit card transactions per statement
  • $100.00 opening deposit

Club Checking

  • No minimum balance required
  • Free personalized checks
  • Unlimited Check writing
  • Discount on Safe Deposit Box Rental
  • Accidental Death Insurance
  • Non-interest bearing
  • $6.50 single, $7.50 joint, $8.50 family service charge
  • $100.00 opening deposit
 

55 and Better Checking

  • For customers over 55 years of age
  • No minimum balance required
  • No monthly service charge
  • First order of checks is complimentary
  • Pays interest when daily balance exceeds $1000.00
  • First 25 checks written are free,  over 25  a $.25  per item fee is assessed
  • $100.00 opening deposit

 

 Regular Checking

  • Minimum balance of $500.00 required
  • Unlimited check writing as long as balance requirement is met
  • First order of 50 checks complimentary
  • Non-Interest bearing
  • If balance falls below required amount $5.00 plus $.25 per check charged
  • $100.00 opening deposit

 

Super Now

  • Interest bearing account on a tiered basis
  • Minimum balance of $1,000.00 required
  • Unlimited check writing
  • If balance falls below $1,000.00 at anytime no interest will be credited, as well as a $5.00 charge
  • $1,000 opening deposit
  • Click here for current rates

 

BUSINESS CHECKING

Small Business Checking

  • Non-Interest bearing account
  • Fifty (50) complimentary debit transactions allowed
  • If monthly account balance is above $250, $5 service fee charged
  • If balance falls below $250, $7 service fee charged
  • Opening balance of $250 required

Large Business Checking

  • Non-Interest bearing account
  • Minimum account balance of $1,500.00 required
  • Should balance fall below minimum a $7.50 service charge will be assessed, as well as $.10 per check charged
  • If minimum is met no limits on transactions

 

SAVINGS

Junior Savings

  •  Intended for those under 18 years of age
  • Interest bearing account
  • Small, $25 opening balance required
  • No service charge on all balances above $25
  • Click here for current rates

Statement Savings

  • Interest bearing account, credited semi-annually
  • Six withdrawals allowed per month $2.50 per transaction in excess of 6
  • If balance falls below $100 a fee of $2.50 will be charged
  • $100.00 opening deposit
  • Click here for current rates

Money Market

  • Interest bearing account on a tiered basis
  • Ready access to funds, no maturity dates
  • Six withdrawals allowed per month $10.00 per transaction in excess of 6
  • Minimum daily balance of $2,500 required
  • On balances below $2,500 no interest is credited, $.20 per item charge fee for each debit transaction and $10 charge will be assessed
  • Opening deposit of $2,500 is required
  • Click here for current rates

Vacation Club

  • No required minimum deposit
  • Deposits are accepted from May 15th through April 30th the following year
  • Balance will earn a fixed interest rate of entire 1 yr term and is subject to change at beginning of each term
  • On May 10th of each year balance will be transferred to your existing Midland checking or savings account
  • No additional withdrawals allowed

Holiday Club

  • No required minimum deposit
  • Deposits are accepted from Oct 15th through Sept 30th the following year
  • Balance will earn a fixed interest rate for entire 1 yr term and is subject to change at beginning of each year
  • On Oct 10th of each year balance will be transferred to your existing Midland checking or savings account
  • No additional withdrawals are allowed