Products

 Midland Community Bank offers all the benefits of a large bank with the friendly, individual service you can only find here in the Midland.  Let us help you customize a checking plan that is right for you!

Checking  

E Checking No monthly service charge Free Online Banking Unlimited check writing Non-interest bearing E-statement required Requires direct deposit Must have (7) seven debit card transactions per statement $100.00 opening deposit

Club Checking No minimum balance required Free personalized checks Unlimited Check writing Discount on Safe Deposit Box Rental Accidental Death Insurance Non-interest bearing $6.50 single, $7.50 joint, $8.50 family service charge $100.00 opening deposit

 

55 and Better Checking For customers over 55 years of age No minimum balance required No monthly service charge First order of checks is complimentary Pays interest when daily balance exceeds $1000.00 First 25 checks written are free,  over 25  a $.25  per item fee is assessed $100.00 opening deposit Click here for current rates

Regular Checking Minimum balance of $500.00 required Unlimited check writing as long as balance requirement is met First order of 50 checks complimentary Non-Interest bearing If balance falls below required amount $5.00 plus $.25 per check charged $100.00 opening deposit

 

Super Now Interest bearing account on a tiered basis Minimum balance of $1,000.00 required Unlimited check writing If balance falls below $1,000.00 at anytime no interest will be credited, as well as a $5.00 charge $1,000 opening deposit Click here for current rates

BUSINESS CHECKING

Small Business Checking Non-Interest bearing account Fifty (50) complimentary debit transactions allowed If monthly account balance is above $250, $5 service fee charged If balance falls below $250, $7 service fee charged Opening balance of $250 required

Large Business Checking Non-Interest bearing account Minimum account balance of $1,500.00 required Should balance fall below minimum a $7.50 service charge will be assessed, as well as $.10 per check charged If minimum is met no limits on transactions

SAVINGS

Junior Savings  Intended for those under 18 years of age Interest bearing account Small, $25 opening balance required A per item service charge fee of $1.50 will be charged for each debit transaction in excess of three during a monthly statement cycle A minimum balance fee of $2.50 will be imposed for every monthly statement cycle unless you maintain a minimum daily balance of $25 Click here for current rates

Statement Savings Interest bearing account, credited semi-annually A per item service charge fee of $2.50 will be charged for each debit transaction in excess of six during a monthly statement cycle A minimum balance fee of $2.50 will be imposed for every monthly statement cycle unless you maintain a minimum daily balance of $100 $100.00 opening deposit Click here for current rates

Money Market Interest bearing account on a tiered basis Ready access to funds, no maturity dates Six withdrawals allowed per month $10.00 per transaction in excess of 6 Minimum daily balance of $2,500 required On balances below $2,500 no interest is credited, $.20 per item charge fee for each debit transaction and $10 charge will be assessed Opening deposit of $2,500 is required Click here for current rates

Vacation Club No required minimum deposit Deposits are accepted from May 15th through April 30th the following year Balance will earn a fixed interest rate of entire 1 yr term and is subject to change at beginning of each term On May 10th of each year balance will be transferred to your existing Midland checking or savings account No additional withdrawals allowed

Holiday Club No required minimum deposit Deposits are accepted from Oct 15th through Sept 30th the following year Balance will earn a fixed interest rate for entire 1 yr term and is subject to change at beginning of each year On Oct 10th of each year balance will be transferred to your existing Midland checking or savings account No additional withdrawals are allowed