- Midland Community Bank NMLS # 417295
- Sarah C Van Huss NMLS # 1136391
Switching your accounts to Midland Community Bank is now as easy as 1 - 2 - 3!
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Products
Midland Community Bank offers all the benefits of a large bank with the friendly, individual service you can only find here in the Midland. Let us help you customize a checking plan that is right for you!
Checking
E Checking
- No monthly service charge
- Free Online Banking
- Unlimited check writing
- Non-interest bearing
- E-statement required
- Requires direct deposit
- Must have (7) seven debit card transactions per statement
- $100.00 opening deposit
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Club Checking
- No minimum balance required
- Free personalized checks
- Unlimited Check writing
- Discount on Safe Deposit Box Rental
- Accidental Death Insurance
- Non-interest bearing
- $6.50 single, $7.50 joint, $8.50 family service charge
- $100.00 opening deposit
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55 and Better Checking
- For customers over 55 years of age
- No minimum balance required
- No monthly service charge
- First order of checks is complimentary
- Pays interest when daily balance exceeds $1000.00
- First 25 checks written are free, over 25 a $.25 per item fee is assessed
- $100.00 opening deposit
- Click here for current rates
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Regular Checking
- Minimum balance of $500.00 required
- Unlimited check writing as long as balance requirement is met
- First order of 50 checks complimentary
- Non-Interest bearing
- If balance falls below required amount $5.00 plus $.25 per check charged
- $100.00 opening deposit
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Super Now
- Interest bearing account on a tiered basis
- Minimum balance of $1,000.00 required
- Unlimited check writing
- If balance falls below $1,000.00 at anytime no interest will be credited, as well as a $5.00 charge
- $1,000 opening deposit
- Click here for current rates
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BUSINESS CHECKING
Small Business Checking
- Non-Interest bearing account
- Fifty (50) complimentary debit transactions allowed
- If monthly account balance is above $250, $5 service fee charged
- If balance falls below $250, $7 service fee charged
- Opening balance of $250 required
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Large Business Checking
- Non-Interest bearing account
- Minimum account balance of $1,500.00 required
- Should balance fall below minimum a $7.50 service charge will be assessed, as well as $.10 per check charged
- If minimum is met no limits on transactions
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SAVINGS
Junior Savings
- Intended for those under 18 years of age
- Interest bearing account
- Small, $25 opening balance required
- A per item service charge fee of $1.50 will be charged for each debit transaction in excess of three during a monthly statement cycle
- A minimum balance fee of $2.50 will be imposed for every monthly statement cycle unless you maintain a minimum daily balance of $25
- Click here for current rates
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Statement Savings
- Interest bearing account, credited semi-annually
- A per item service charge fee of $2.50 will be charged for each debit transaction in excess of six during a monthly statement cycle
- A minimum balance fee of $2.50 will be imposed for every monthly statement cycle unless you maintain a minimum daily balance of $100
- $100.00 opening deposit
- Click here for current rates
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Money Market
- Interest bearing account on a tiered basis
- Ready access to funds, no maturity dates
- Six withdrawals allowed per month $10.00 per transaction in excess of 6
- Minimum daily balance of $2,500 required
- On balances below $2,500 no interest is credited, $.20 per item charge fee for each debit transaction and $10 charge will be assessed
- Opening deposit of $2,500 is required
- Click here for current rates
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Vacation Club
- No required minimum deposit
- Deposits are accepted from May 15th through April 30th the following year
- Balance will earn a fixed interest rate of entire 1 yr term and is subject to change at beginning of each term
- On May 10th of each year balance will be transferred to your existing Midland checking or savings account
- No additional withdrawals allowed
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Holiday Club
- No required minimum deposit
- Deposits are accepted from Oct 15th through Sept 30th the following year
- Balance will earn a fixed interest rate for entire 1 yr term and is subject to change at beginning of each year
- On Oct 10th of each year balance will be transferred to your existing Midland checking or savings account
- No additional withdrawals are allowed
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