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  • Midland Community Bank NMLS # 417295
  • Joseph W. Leonard NMLS # 417668
  • Lauren Suiter NMLS # 1560549
  • Teresa Lovekamp NMLS # 500912
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Rates

These rates are effective as of

 Checking & Savings Rates

Account Type

Minimum Opening Deposit

Interest Rate

Annual Percentage Yield (APY)

Minimum Balance to Obtain APY

Super NOW*

$1,000

0.10%

0.20%

0.30%

0.10%

0.20%

0.30%

$1,000-$9,999

$10,000-$19,999

$20,000 & Over

Money Market*

$2,500

0.30%

0.35%

0.40%

0.45%

0.55%

0.30%

0.35%

0.40%

0.45%

0.55

$2,500-$24,999

$25,000-$49,999

$50,000-$74,999

$75,000-$99,999

$100,000 & Over

Regular Savings**

$100

0.10%

0.20%

0.30%

0.10%

0.20%

0.30%

$100-$24,999

$25,000-$49,999

$50,000 & Over

Junior Savings**

$25

 

0.10%

0.20%

0.30%

0.10%

0.20%

0.30%

$100-$24,999

$25,000-$49,999

$50,000 & Over

 

*Interest paid Monthly – Interest Rate may change after account is opened

**Interest paid May & November - Interest Rate may change after account is opened

Fees may reduce earnings

Certificates of Deposit (CD’s)

 

Term

Minimum Opening Deposit

Interest Rate Under $100,000

Annual Percentage Yield (APY) Under $100,000

Interest Rate $100,000 & Over

Annual Percentage Yield (APY) $100,000 & Over

6 Months

$1,000

0.30%

0.30%

0.40%

0.40%

12 Months

$1,000

0.35%

0.35%

0.45%

0.45%

18 Months

$1,000

0.45%

0.45%

0.55%

0.55%

24 Months

$1,000

0.65%

0.65%

0.75%

0.75%

30 Months

$1,000

0.75%

0.75%

0.80%

0.80%

36 Months

$1,000

1.00%

1.00%

1.10%

1.10%

48 Months

$1,000

1.20%

1.20%

1.30%

1.30%

60 Months

$1,000

1.50%

1.51%

1.60%

1.61%

 

Substantial penalty for early withdrawal will be imposed

Automatically renewable at current rates

Individual Retirement Accounts (IRA’s)

Term

Minimum Opening Deposit

Interest Rate Under $100,000

Annual Percentage Yield (APY) Under $100,000

Interest Rate $100,000 & Over

Annual Percentage Yield (APY) $100,000 & Over

12 Months

$1,000

0.30%

0.30%

0.40%

0.40%

18 Months

$1,000

0.40%

0.40%

0.50%

0.50%

24 Months

$1,000

0.50%

0.50%

0.60%

0.60%

30 Months

$1,000

0.60%

0.60%

0.70%

0.70%

36 Months

$1,000

0.70%

0.70%

0.80%

0.80%

48 Months

$1,000

0.90%

0.90%

1.00%

1.00%

60 Months

$1,000

1.25%

1.25%

1.35%

1.35%

 

Depositor may not withdraw until age 59 ½

Substantial withdrawal penalty and Federal Tax penalty will be assessed for early withdrawal

(Contact tax advisor for additional information)

Automatically renewable at current rates

 MEMBER FDIC  

 For more information about FDIC insurance coverage, visit: www.fdic.gov